Yes. The administration of MPF schemes is now performed by the eMPF Platform. Employers and scheme members are required to manage their MPF accounts through the eMPF Platform and submit all MPF administrative instructions to the Platform for processing.
Yes. All employers and scheme members must register with the eMPF Platform to obtain an eMPF ID and user credentials for logging on to the eMPF Platform and managing their MPF accounts electronically.
We strongly recommend employers and scheme members to manage their MPF accounts through digital means. However, employers and scheme members, if preferred, can still submit their MPF related instructions to the eMPF Platform in paper form via post, fax, email, or drop-in box at any eMPF Service Centres.
Yes. The information and records of all MPF accounts have been transferred to the eMPF Platform. This includes all account types, such as employees’ contribution accounts, tax-deductible voluntary contribution accounts, special voluntary contribution accounts, personal accounts etc.
The eMPF Platform’s fully automated, digitalized one-stop design, coupled with the “cost recovery” operation principle, sets to reduce the administration cost of MPF. The “straight pass-on” requirement of the MPF legislation stipulated that administration fee of MPF schemes charged by the trustees must not exceed the Platform fees they pay to the eMPF Platform Company, so the cost savings will be “passed straight on”, leading to a corresponding reduction by the trustees in their overall fees and charges, which will benefit MPF scheme members directly.
No, you are required to submit MPF administration instructions to the eMPF Platform for processing.
Trustees are required to properly carry out their fiduciary duties (including duty of prudence, duty of diversification, duty of loyalty and duty of compliance) and act in the best interest of scheme members. These duties remain unchanged after the launch of the eMPF Platform.
The eMPF Platform (including both eMPF Web Portal and eMPF Mobile App) operates on a 24/7 basis.
The eMPF Platform is provided in the form of web portal and mobile application. Given the appropriate configurations and setting of the users’ devices, the eMPF Platform can be operated regardless of geographic locations.
The service pledge of various services of the eMPF Platform are published on the eMPF website.
Yes. All MPF schemes, including Industry Schemes, have already onboarded the eMPF Platform.
The eMPF Platform only supports MPF schemes. ORSO trustees/administrators can make use of the eMPF Platform to transfer benefits from ORSO schemes to MPF schemes. Other than that, ORSO scheme administration will not be supported by the eMPF Platform.
The e-Enquiry of Personal Account (ePA) and the eMPF Platform are two completely different digital applications. Users of ePA have to register with the eMPF Platform separately so as to use the functions of the eMPF Platform.
You can ask your intermediary or representative, e.g. family member, to fill in the e-form online via the eMPF Assistant Portal. You will then be able to review and verify the e-form prepared by them and submit it on the eMPF Member Portal.
There is no special browser setting for accessing the eMPF Platform. You can use the latest version of Microsoft Edge, Mozilla Firefox, Safari or Google Chrome to access the eMPF Platform, and you are required to enable JavaScript and allow cookies on your browser.
Once your company has completed registration with the eMPF Platform, all your MPF accounts can be viewed on the Platform.
No. There is no charge for registering and using the eMPF Platform.
A member’s MPF accounts under the same MPF scheme or different MPF schemes will not be consolidated into one account automatically. However, the eMPF Platform allows you to access and manage all your MPF accounts with a single login.
A new account number has been assigned to your MPF accounts when the scheme in which you are participating is onboarded the eMPF Platform, or when you open a new MPF account through the Platform. The relevant eMPF “Member Account No.” can be found at “Contributions” > “Contribution Record”.
Please note that the Casual Employee No. of Industry Scheme Casual Employees remains unchanged after the Industry Scheme onboarded the eMPF Platform. Relevant members can continue using the same no. to manage MPF matters on the Platform.
If you attempt to open the eMPF Mobile App and it pops up with this notification, it could indicate that your device may have suspicious applications from unofficial sources installed that pose a potential security risk, including granted excessive access.
We advise you to take actions to continue using the eMPF Mobile App:
You may refer to the relevant MPF Scheme Brochures.
The Annual Benefit Statement generally provides information regarding the contributions and investments of your MPF account during the past scheme year, including:
The legislation stipulates that the Annual Benefit Statement must be issued within three months following the end of each scheme year.
For information regarding the financial year-end date of individual schemes, please refer to “Registered MPF Schemes and Constituent Funds and Repository of Scheme Documents” or contact your trustee.
You can log in to the eMPF Mobile App or eMPF Web Portal and find the Annual Benefit Statement under “My Account” > “My Letter and Statement”.
Note: For letters/statements issued by your trustee(s) prior to onboarding to the eMPF Platform, please contact your trustee(s) directly.
The Annual Benefit Statement reflects only the contributions that were fully processed during the previous scheme year.
For information regarding the financial year-end date of individual schemes, please refer to “Registered MPF Schemes and Constituent Funds and Repository of Scheme Documents” or contact your trustee.
The Annual Benefit Statement reflects only the contributions that were fully processed during the previous scheme year.
If certain contributions are not reflected in the ABS, it indicates that they were not fully processed during the previous scheme year.
For information regarding the financial year-end date of individual schemes, you can refer to “Registered MPF Schemes and Constituent Funds and Repository of Scheme Documents” or contact your trustee.
You may refer to the “Total Contributions” field under the “Contribution Statement” section. You may also refer to the “Summary of Contributions” section for further details.
The eMPF Platform places great importance on the privacy and cybersecurity of employers and scheme members. As a security measure, users may be required to complete a “puzzle matching test” after entering their username and password to ensure that the login attempt is not made by an automated bot.
The eMPF Platform requires employers or scheme members to utilize strong passwords to safeguard their personal data and ensure their account security. The Platform’s password complexity requirements are aligned with established industry best practices and relevant regulatory standards.
Upon your first login, you may choose to enable biometric authentication, which will facilitate more convenient access to your account through biometric verification in the future.
No, using a rooted/jailbroken device may compromise its security and increase the risk of fraudulent transactions.
To ensure your account safety, we recommend keeping your device in its original, unmodified state.
If you attempt to open the eMPF Mobile App and it pops up with this message, it could indicate that your device may have been modified (commonly known as “jailbroken” or “rooted”) or you have turned on the 'Developer Options’ that pose a potential security risk.
We advise you to take actions to continue using the eMPF Mobile App:
• Ensure your device’s configuration has not been modified
• Turn off 'Developer Options’ (if applicable)
The eMPF Platform is a highly centralized platform with standardized features across trustees and schemes to drive down cost. As a result, the eMPF Platform would not offer all the functions that individual trustees had offered before onboarding, such as member’s monthly statement. Once a scheme member has registered with eMPF, he can access his account details including contributions, fund transactions and account balance at any time by logging into the Platform.
You are recommended to download the eMPF Mobile App from official channels: Apple App Store, Google Play or AppGallery. You should install it using an APK file from this website only if you are using an Android device and are unable to download the app through the above channels.
APK Installation Instructions
(Please note: Menu names and navigation paths may vary depending on your Android, EMUI, or HarmonyOS version and device manufacturer. If you cannot find the option, try using the search function in “Settings” to look for “Install unknown apps”.)